At U.S. Home Mortgage, we offer several different types of loan programs to meet all your needs.

• First Time Home Buyer
• New Construction
• Refinancing
• Equity Loan
• NIFA

When you’re buying a home from a builder, the mortgage process is very similar to the process for buying an existing home. We have extensive experience in the new construction field, giving you the opportunity to focus on building your dream home.

One benefit available at U.S. Home Mortgage is the ability to lock an interest rate over an extended period. Extended locks give you protection from financial market fluctuations during the construction period.

Some options for new construction buyers:

• Construction loan term up to 12 months or longer
• Extended interest rate locks
• Interest-only payments during the construction phase
• Construction loans for buyers that already own their lot
• Lot financing